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Ink BoldSM Card Art

Ink BoldSM

Earn up to 5x points and enjoy premium travel benefits.

InkSM Card Art

InkSM Classic

Earn up to 5x points for travel and much more.

Ink CashSM Card Art

Ink CashSM

Earn up to 5% cash back.

Spending Power
Ink BoldSM InkSM Ink CashSM
Annual Fee Free first year, $95 thereafter* No annual fee* No annual fee*
Payment Option Pay in full required Pay in full or pay over time Pay in full or pay over time
Spending Limit Flexible spending limit* No No
Rewards
Ink BoldSM InkSM Ink CashSM
Redeem for travel, cash back, gift cards and more Yes Yes Redeem for cash back and gift cards
Annual Earning Earn up to 5x points on eligible business purchases Earn up to 5x points on eligible business purchases Earn up to 5% on eligible business purchases
Points never expire Yes Yes Yes
Earn up to 10 points/$1 at the Ultimate Rewards Mall Yes Yes Yes
Earn 2 points/$1 on airfare with the Ultimate Rewards Travel Tool Yes Yes No
Travel Benefits*
Ink BoldSM InkSM Ink CashSM
Redeem points for air travel with no blackout dates or restrictions Yes Yes  
Get 20% Off Travel. You always get 20% off Airfare, Hotels, Car Rental and Cruises when you redeem through Ultimate Rewards. For example, a $500 flight requires just 40,000 points Yes No No
Transfer points at full value to frequent traveler programs Yes No No
Airport Lounge Access Yes Yes No
Personal Travel Assistant Yes No No
Trip Cancellation Insurance Yes No No
Trip Delay Coverage Yes No No
Travel Accident Insurance $500,000 $500,000 $500,000
Lost Luggage Reimbursement Yes No No
Chase Global LifelineSM Yes No No
Account Management
Ink BoldSM InkSM Ink CashSM
Access to Blueprint No Yes Yes
Security*
Ink BoldSM InkSM Ink CashSM
Identity Theft Protection Yes
Return Protection Yes No No
Price Protection Yes No No
View All Benefits
Ink BoldSM InkSM Ink CashSM
*View All Benefit Details *View All Benefit Details *View All Benefit Details