Ink Bold

Chase's most powerful InkSM card offers the highest level of travel and security protection, greater financial flexibility, superior personal service and exceptional rewards. The annual fee is waived the first year — a $95 value.*

Ink Bold at a Glance
  • Flexible spending limit designed to adjust with your business needs*
  • No finance charges since you pay in full each month
  • On-call, dedicated advisors; no automated systems
  • Highest level of security and travel protection
  • Earn up to 47,500 bonus points each year*
  • Automatic enrollment in Ultimate RewardsSM

  • Flexible Spending Power

    • No finance charges are incurred — since your Ink Bold account is paid in full each month.
    • Flexible spending limit that adjusts automatically as your business needs change.*
    • Worldwide acceptance, wherever Visa credit cards are accepted.

    Learn more about the advantages of paying your balance in full each month and not having a pre-set spending limit.

  • Powerful Business Tools

    • Dedicated Ink Bold business card specialists 24/7 to immediately answer your call. There's no need to navigate through an automated system.
    • Monitor your account's activity anytime, online and by phone with 24-hour access.
    • Get additional lnk Bold cards for your employees at no cost. You'll earn points on all of their purchases — giving you the rewards you want, faster.*
    • Set unique spending limits in real time for each employee card. Then view individual employee activity and create customized expense reports.
    • Stay in control of your account by identifying the types and sizes of charges that you want to be notified of. Plus, be alerted of any suspicious account activity thanks to our Fraud Early Warning service.
    • Track expenses and identify potential tax deductions with itemized monthly statements and quarterly management reports.

  • Access Ultimate Rewards

    • Redeem for airline tickets — any class, any destination — with no travel restrictions or blackouts. Plus, your points are worth 25% more than Amex rewards† when you redeem for airfare. That means a flight that normally requires 35,000 points is yours for only 28,000 points. You can fly for fewer points now, and keep some for your next reward.
    • Points can be transferred at full value (1:1) to some of the industry's leading frequent flyer and hotel loyalty programs.
    • Treat yourself, your clients or your employees — redeem your points for gift cards, brand-name merchandise, cash back starting at $50 for 5,000 points, and more.
    • From personal trips to coordinating business travel, you can book your entire trip online with airport parking, hotel, rental car and dining reservations.
    • Log on anytime to check your points balance, earn bonus points, redeem rewards and much more.

    †Comparison between flights booked online through comparable Chase Ultimate Rewards and American Express Membership Rewards programs, excluding points transferred to other loyalty programs, as of 9/16/09.

  • No Dollar Goes Unrewarded

    • Receive up to 47,500 bonus points every year:*
      • Earn 7,500 bonus points when you spend $25,000 on your card in one year.
      • Earn 15,000 more bonus points when you spend another $25,000 on your card in the same year.
      • Earn 25,000 more points when you spend another $50,000 on your card in the same year.
    • There's no limit to how many points you can earn, and your points never expire.
    • Earn 1 point per dollar on all purchases.*
    • Earn up to 10 bonus points per dollar when you shop online at over 300 of your favorite merchants featured at the Ultimate Rewards Mall.*
    • Earn 2 points per dollar you spend on airfare purchased through the online Travel Booking Tool.*

  • Travel Access & Protection

    • Enjoy a one-year complimentary Priority Pass™ membership ($99 membership fee is waived), granting you access to over 600 airport lounges in more than 100 countries, and two complimentary visits (a $54 value).*
    • Ink Bold Visa Signature® Concierge appreciates the importance of every hour in your day and is ready to help — from arranging travel for that last-minute business trip to suggesting the perfect spot for dinner with clients — wherever you are, whatever time it may be.
    • Trip Cancellation Insurance reimburses you for qualified travel-related cancellations, losses and emergencies when you purchase tickets with your Ink Bold card.
    • Trip Delay Coverage gives you money back for expenses incurred — including meals and lodging — when your transportation is delayed more than 12 hours.
    • Lost Luggage Reimbursement up to $3,000 is provided if your carry-on or checked luggage is lost or stolen.
    • Baggage Delay Refund reimburses you up to $500 for the emergency purchase of essential items if your bags or personal items are delayed or misdirected more than 18 hours.
    • Whether you're traveling within the U.S. or abroad, emergency service assistance is available to you around the clock. The Global LifeLine® can assist you when your card won't work, is lost or stolen, or when other travel-related emergencies arise.
    • Travel Accident Insurance covers common-carrier (train, plane, bus or ship) accidental death or dismemberment insurance up to $500,000.
    • Roadside Dispatch provides 24/7 referral service for convenient towing and locksmith services in the U.S. and Canada.
    • Auto Rental Collision Damage Waiver provides — at no additional cost — coverage due to collision or theft up to the actual cash value of most rental cars.

  • Purchase Protection & Security

    • Identity Protection — If you become a victim of fraud or identity theft, covered expenses will be reimbursed up to $5,000.
    • Return Protection will reimburse you for the cost of an eligible item purchased on your Ink Bold card if a retailer will not accept a return within the first 90 days of purchase.
    • Price Protection provides a refund of the difference between the price you paid for an eligible item and a subsequent covered lower-advertised price for the same item within the first 90 days of purchase.
    • Purchase Protection will replace, repair or reimburse you for eligible items of personal property within ninety (90) days from the date of purchase due to covered reasons.
    • Extended Warranty Protection extends the length of the free repair period similar to the original manufacturer's U.S. warranty, up to one additional year on eligible warranties of three years or less.
    • Zero Liability Protection — You will not be held accountable for any unauthorized purchases made with your Ink Bold card.*
    • Fraud Early Warning service automatically alerts you of suspicious account activity.
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Ultimate Rewards

Experience Everything a Rewards Program Should Be

More choice. More flexibility. Ultimate RewardsSM offers possibilities, not restrictions. It's easy to earn points and it's easy to use them. Treat your clients, your employees or yourself. They're your points, so you decide how to use them.

Earn points every time you use your Ink card. And earn bonus points when you shop or travel. There are no limits to how much you can earn and your points never expire.

Log in to your account with your Chase user name and password to check your points balance, earn bonus points and redeem rewards. If it's your first visit to our website, click Get a User ID.

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  • InkSM Bold Offer Details
    First year free; $95 annual fee thereafter
    Please see Pricing & Terms for complete details about rates, fees, and other costs.
    Earn one point for every one dollar you spend
    You will earn 1 point for each $1 of net purchases. You will earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool. As one-time bonuses Annually, once you exceed $25,000 in net purchases you will receive 7,500 bonus points, once you exceed $50,000 in net purchases you will receive an additional 15,000 bonus points, and once you exceed $100,000 in net purchases you will receive an additional 25,000 bonus points. ("Annually" means the year beginning with your enrollment date through the first statement after the anniversary of your enrollment date, and each twelve months thereafter.) You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.
    Up to 10 bonus points when you shop the Ultimate Rewards Mall
    To use the Ultimate Rewards Mall, you must log into your account at www.chase.com. Participating merchants and offers are subject to change without notice. Complete Ultimate Rewards Mall details will be provided online prior to shopping.
    Free cards for employees that earn you more rewards
    Authorized users may use the account in the same manner as the Authorizing Officer, but will not be responsible for payment. The Cardmember Agreement and Reward Program Rules and Regulations will apply to transactions made by authorized users.
    Pay Yourself Back
    You can redeem points or rebates to apply to purchase(s) made within 60 days of the redemption date. Points redemptions start at 2,500 points for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law, and in 100-point increments for each additional $1 of credit. Rebate redemptions start at $25 in rebates for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law. Redemptions may be made in additional $1 rebate increments for each additional $1 of credit. Statement credits will post to your account within 5-7 business days and will appear on your monthly Chase credit card billing statement within 1-2 billing cycles.
    Travel, Protection & Security Benefits
    Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.
    Airport Lounge Access
    Certain terms, conditions, and exclusions apply. For full terms and conditions, please refer to the Conditions of Use section of your Priority Pass™ Lounge Directory book you will receive upon enrollment. Lounge visit fees may be adjusted with prior notice. Complimentary visits may apply to Members and/or an accompanying guest. After the first two visits, cardholders simply pay $27 per person per visit for themselves and any accompanying guest(s) when visiting a participating lounge. This offer is valid for only your first year.
    Flexible spending limit
    There is no pre-set spending limit on your account. Instead, we determine a flexible spending limit for your account, whereby each charge is evaluated based on the spending and payment patterns on the account, your other relationships with us, information from credit reports obtained from credit bureaus including your experience with other creditors, and our understanding of your resources.
    Zero Liability Protection
    U.S.-issued cards only. Zero Liability Protection does not apply to ATM transactions or to PIN transactions not processed by Visa/MasterCard, as applicable.
  • InkSM Offer Details
    No annual fee
    Please see Pricing & Terms for complete details about rates, fees, and other costs.
    Earn one point for every one dollar you spend
    You will earn 1 point for each $1 of net purchases. You will earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.
    Up to 10 bonus points when you shop the Ultimate Rewards Mall
    To use the Ultimate Rewards Mall, you must log into your account at www.chase.com. Participating merchants and offers are subject to change without notice. Complete Ultimate Rewards Mall details will be provided online prior to shopping.
    Free cards for employees that earn you more rewards
    Authorized users may use the account in the same manner as the Authorizing Officer, but will not be responsible for payment. The Cardmember Agreement and Reward Program Rules and Regulations will apply to transactions made by authorized users.
    Pay Yourself Back
    You can redeem points or rebates to apply to purchase(s) made within 60 days of the redemption date. Points redemptions start at 2,500 points for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law, and in 100-point increments for each additional $1 of credit. Rebate redemptions start at $25 in rebates for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law. Redemptions may be made in additional $1 rebate increments for each additional $1 of credit. Statement credits will post to your account within 5-7 business days and will appear on your monthly Chase credit card billing statement within 1-2 billing cycles.
    Blueprint
    If an account is opened, visit chase.com to register your account for online access and learn more about the Blueprint features.
    Travel, Protection & Security Benefits
    Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.
    Zero Liability Protection
    U.S.-issued cards only. Zero Liability Protection does not apply to ATM transactions or to PIN transactions not processed by Visa/MasterCard, as applicable.
  • InkSM Exclusives Offer Details
    No annual fee
    Please see Pricing & Terms for complete details about rates, fees, and other costs.
    No Monthly Service Fee
    Business credit card must be linked to either Chase BusinessClassicSM Checking or Chase BusinessClassicSM Checking with Interest. Credit Card balance to exceed $0 at least once per monthly statement cycle and the credit card is not delinquent, closed, charged off or revoked. Visit your local branch or call 1-800-CHASE24 (1-800-242-7324) to learn more about Chase Business Checking Accounts. Please see Pricing & Terms for complete details about rates, fees, and other costs.
    Earn 1 point for every dollar
    You will earn 1 base point for each $1 of net purchases. You will earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool. As a Chase checking customer, you will also earn 1 bonus point for each $5 of net purchases (which equates to 20% of base points earned). To participate in this program for checking customers, the primary cardmember must be the sole owner or a joint owner of an open Chase checking account. Customers who do not have an open Chase checking account will no longer earn the bonus points for Chase checking customers. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.
    Up to 10 bonus points when you shop the Ultimate Rewards Mall
    To use the Ultimate Rewards Mall, you must log into your account at www.chase.com. Participating merchants and offers are subject to change without notice. Complete Ultimate Rewards Mall details will be provided online prior to shopping.
    Free cards for employees that earn you more rewards
    Authorized users may use the account in the same manner as the Authorizing Officer, but will not be responsible for payment. The Cardmember Agreement and Reward Program Rules and Regulations will apply to transactions made by authorized users.
    Pay Yourself Back
    You can redeem points or rebates to apply to purchase(s) made within 60 days of the redemption date. Points redemptions start at 2,500 points for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law, and in 100-point increments for each additional $1 of credit. Rebate redemptions start at $25 in rebates for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law. Redemptions may be made in additional $1 rebate increments for each additional $1 of credit. Statement credits will post to your account within 5-7 business days and will appear on your monthly Chase credit card billing statement within 1-2 billing cycles.
    Blueprint
    If an account is opened, visit chase.com to register your account for online access and learn more about the Blueprint features.
    Travel, Protection & Security Benefits
    Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.
    Zero Liability Protection
    U.S.-issued cards only. Zero Liability Protection does not apply to ATM transactions or to PIN transactions not processed by Visa/MasterCard, as applicable.
  • InkSM Cash Offer Details
    No annual fee
    Please see Pricing & Terms for complete details about rates, fees, and other costs.
    Earn up to 3% cash back on eligible business purchases
    You will earn 1 base point for each $1 of net purchases. In addition, you will earn 2 bonus points for each $1 of eligible net purchases made at retail establishments that classify their merchant locations for Visa/MasterCard as gas stations, restaurants, hardware stores, home improvement stores, and office supply stores. Purchases not eligible to receive the 2 bonus points include, but are not limited to, purchases made at convenience stores, superstores, warehouse clubs, and discount stores. We do not determine whether merchants correctly identify and bill transactions as being made at gas stations, restaurants, hardware stores, home improvement stores, or office supply stores. However, we do reserve the right to determine which purchases qualify for the 2 bonus points. You do not earn points on balance transfers, cash advances, any checks that are used to access your account, travelers checks, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. Maximum point accumulation on net purchases earning 2 bonus points is 4,000 points per billing cycle. There is no maximum base point accumulation on purchases earning 1 point. See Rewards Program Rules and Regulations which will be mailed after your account is established.
    Redeem for cash back
    You are earning your rewards as points. 3 points equals 3% or $0.03 cash back and 1 point equals 1% or $0.01 cash back. For example, 5,000 points can be redeemed for a $50 check.
    Free cards for employees that earn you more rewards
    Authorized users may use the account in the same manner as the Authorizing Officer, but will not be responsible for payment. The Cardmember Agreement and Reward Program Rules and Regulations will apply to transactions made by authorized users.
    Blueprint
    If an account is opened, visit chase.com to register your account for online access and learn more about the Blueprint features.
    Travel, Protection & Security Benefits
    Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.
    Zero Liability Protection
    U.S.-issued cards only. Zero Liability Protection does not apply to ATM transactions or to PIN transactions not processed by Visa/MasterCard, as applicable.
  • InkSM Plus Offer Details
    First year free; $60 annual fee thereafter
    Please see Pricing & Terms for complete details about rates, fees, and other costs.
    Earn one point for every one dollar you spend
    You will earn 1 point for each $1 of net purchases. You will earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool. As a one-time bonus Annually, once you exceed $50,000 in net purchases you will receive 10,000 bonus points, and once you exceed $100,000 in net purchases you will receive an additional 15,000 bonus points. ("Annually" means the year beginning with your enrollment date through the first statement after the anniversary of your enrollment date, and each twelve months thereafter.) You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.
    Up to 10 bonus points when you shop the Ultimate Rewards Mall
    To use the Ultimate Rewards Mall, you must log into your account at www.chase.com. Participating merchants and offers are subject to change without notice. Complete Ultimate Rewards Mall details will be provided online prior to shopping.
    Pay Yourself Back
    You can redeem points or rebates to apply to purchase(s) made within 60 days of the redemption date. Points redemptions start at 2,500 points for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law, and in 100-point increments for each additional $1 of credit. Rebate redemptions start at $25 in rebates for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law. Redemptions may be made in additional $1 rebate increments for each additional $1 of credit. Statement credits will post to your account within 5-7 business days and will appear on your monthly Chase credit card billing statement within 1-2 billing cycles.
    Free cards for employees that earn you more rewards
    Authorized users may use the account in the same manner as the Authorizing Officer, but will not be responsible for payment. The Cardmember Agreement and Reward Program Rules and Regulations will apply to transactions made by authorized users.
    Blueprint
    If an account is opened, visit chase.com to register your account for online access and learn more about the Blueprint features.
    Travel, Protection & Security Benefits
    Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.
    Airport Lounge Access
    Certain terms, conditions, and exclusions apply. For full terms and conditions, please refer to the Conditions of Use section of your Priority Pass™ Lounge Directory book you will receive upon enrollment. Lounge visit fees may be adjusted with prior notice. Complimentary visits may apply to Members and/or an accompanying guest. After the first two visits each year, cardholders simply pay $27 per person per visit for themselves and any accompanying guest(s) when visiting a participating lounge.
    Zero Liability Protection
    U.S.-issued cards only. Zero Liability Protection does not apply to ATM transactions or to PIN transactions not processed by Visa/MasterCard, as applicable.
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