Ink means business.

Make your mark with InkSM from Chase. Exclusively for business owners.
  • Credit limits that meet your business needs.
  • Your choice of rewards — choose from cash back, travel, merchandise, gift cards and more.
  • Online tools help you manage spending, including employee spending.
  • Accepted at twice as many places worldwide as American Express.
Learn more about Ink from Chase
Manage your Finances on your Terms

InkSM, InkSM Cash and InkSM Plus Cardmembers can set up BlueprintSM*, a set of features that helps you manage your finances. Design your plan to meet the cash flow needs of your business. Blueprint is free.

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Experience Everything a Rewards Program Should Be

Our Ultimate RewardsSM program lets you redeem points for virtually any reward you can think of — without expiration dates, blackout dates or limits on what you can earn.

  • Treat Yourself, Your Employees or Your Clients

    Redeem your points for gift cards from your favorite retailers, cash back, starting at $50 for 5,000 points, or browse millions of products, from the latest in electronics, office equipment, music, movies and more.

  • Unrestricted Travel

    With no blackout dates on airline travel, you can fly any class, any destination, anytime. If a seat is available, it's yours. Flights are shown with dollar and point values so you can choose to pay with points, with your card or with both.

  • Business or Personal

    In addition to flights, you can book hotels, rental cars and more to create your entire travel

  • itinerary 24/7 online. You can even read Zagat® ratings and reviews, and book your table at over 10,000 restaurants worldwide through OpenTable®. Your reservation is free and instantly confirmed.

  • Pay Yourself Back with InkSM, InkSM Bold and InkSM Plus

    Use your Ink card to purchase what you want. Then, within the next 60 days, use your points to Pay Yourself Back with a credit to your statement. Credits begin at 2,500 points for $25.*

  • Log on Anytime

    Check your points balance, earn bonus points, redeem rewards and much more — all in one place.

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Scroll down to see all offer details
  • InkSM Bold Offer Details
    First year free; $95 annual fee thereafter
    Please see Pricing & Terms for complete details about rates, fees, and other costs.
    Earn one point for every one dollar you spend
    You will earn 1 point for each $1 of net purchases. You will earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool. As one-time bonuses Annually, once you exceed $25,000 in net purchases you will receive 7,500 bonus points, once you exceed $50,000 in net purchases you will receive an additional 15,000 bonus points, and once you exceed $100,000 in net purchases you will receive an additional 25,000 bonus points. ("Annually" means the year beginning with your enrollment date through the first statement after the anniversary of your enrollment date, and each twelve months thereafter.) You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.
    Up to 10 bonus points when you shop the Ultimate Rewards Mall
    To use the Ultimate Rewards Mall, you must log into your account at www.chase.com. Participating merchants and offers are subject to change without notice. Complete Ultimate Rewards Mall details will be provided online prior to shopping.
    Free cards for employees that earn you more rewards
    Authorized users may use the account in the same manner as the Authorizing Officer, but will not be responsible for payment. The Cardmember Agreement and Reward Program Rules and Regulations will apply to transactions made by authorized users.
    Pay Yourself Back
    You can redeem points or rebates to apply to purchase(s) made within 60 days of the redemption date. Points redemptions start at 2,500 points for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law, and in 100-point increments for each additional $1 of credit. Rebate redemptions start at $25 in rebates for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law. Redemptions may be made in additional $1 rebate increments for each additional $1 of credit. Statement credits will post to your account within 5-7 business days and will appear on your monthly Chase credit card billing statement within 1-2 billing cycles.
    Travel, Protection & Security Benefits
    Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.
    Airport Lounge Access
    Certain terms, conditions, and exclusions apply. For full terms and conditions, please refer to the Conditions of Use section of your Priority Pass™ Lounge Directory book you will receive upon enrollment. Lounge visit fees may be adjusted with prior notice. Complimentary visits may apply to Members and/or an accompanying guest. After the first two visits, cardholders simply pay $27 per person per visit for themselves and any accompanying guest(s) when visiting a participating lounge. This offer is valid for only your first year.
    Flexible spending capacity
    There is no pre-set spending limit on your account. Instead, we determine a spending capacity for your account, whereby each charge is evaluated based on the spending and payment patterns on the account, your other relationships with us, information from credit reports obtained from credit bureaus including your experience with other creditors, and our understanding of your resources.
    Zero Liability Protection
    U.S.-issued cards only. Zero Liability Protection does not apply to ATM transactions or to PIN transactions not processed by Visa/MasterCard, as applicable.
  • InkSM Offer Details
    No annual fee
    Please see Pricing & Terms for complete details about rates, fees, and other costs.
    Earn one point for every one dollar you spend
    You will earn 1 point for each $1 of net purchases. You will earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.
    Up to 10 bonus points when you shop the Ultimate Rewards Mall
    To use the Ultimate Rewards Mall, you must log into your account at www.chase.com. Participating merchants and offers are subject to change without notice. Complete Ultimate Rewards Mall details will be provided online prior to shopping.
    Free cards for employees that earn you more rewards
    Authorized users may use the account in the same manner as the Authorizing Officer, but will not be responsible for payment. The Cardmember Agreement and Reward Program Rules and Regulations will apply to transactions made by authorized users.
    Pay Yourself Back
    You can redeem points or rebates to apply to purchase(s) made within 60 days of the redemption date. Points redemptions start at 2,500 points for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law, and in 100-point increments for each additional $1 of credit. Rebate redemptions start at $25 in rebates for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law. Redemptions may be made in additional $1 rebate increments for each additional $1 of credit. Statement credits will post to your account within 5-7 business days and will appear on your monthly Chase credit card billing statement within 1-2 billing cycles.
    Blueprint
    If an account is opened, visit chase.com to register your account for online access and learn more about the Blueprint features.
    Travel, Protection & Security Benefits
    Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.
    Zero Liability Protection
    U.S.-issued cards only. Zero Liability Protection does not apply to ATM transactions or to PIN transactions not processed by Visa/MasterCard, as applicable.
  • InkSM Cash Offer Details
    No annual fee
    Please see Pricing & Terms for complete details about rates, fees, and other costs.
    Earn up to 3% cash back on eligible business purchases
    You will earn 1 base point for each $1 of net purchases. In addition, you will earn 2 bonus points for each $1 of eligible net purchases made at retail establishments that classify their merchant locations for Visa/MasterCard as gas stations, restaurants, hardware stores, home improvement stores, and office supply stores. Purchases not eligible to receive the 2 bonus points include, but are not limited to, purchases made at convenience stores, superstores, warehouse clubs, and discount stores. We do not determine whether merchants correctly identify and bill transactions as being made at gas stations, restaurants, hardware stores, home improvement stores, or office supply stores. However, we do reserve the right to determine which purchases qualify for the 2 bonus points. You do not earn points on balance transfers, cash advances, any checks that are used to access your account, travelers checks, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. Maximum point accumulation on net purchases earning 2 bonus points is 4,000 points per billing cycle. There is no maximum base point accumulation on purchases earning 1 point. See Rewards Program Rules and Regulations which will be mailed after your account is established.
    Redeem for cash back
    You are earning your rewards as points. 3 points equals 3% or $0.03 cash back and 1 point equals 1% or $0.01 cash back. For example, 5,000 points can be redeemed for a $50 check.
    Free cards for employees that earn you more rewards
    Authorized users may use the account in the same manner as the Authorizing Officer, but will not be responsible for payment. The Cardmember Agreement and Reward Program Rules and Regulations will apply to transactions made by authorized users.
    Blueprint
    If an account is opened, visit chase.com to register your account for online access and learn more about the Blueprint features.
    Travel, Protection & Security Benefits
    Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.
    Zero Liability Protection
    U.S.-issued cards only. Zero Liability Protection does not apply to ATM transactions or to PIN transactions not processed by Visa/MasterCard, as applicable.
  • InkSM Plus Offer Details
    First year free; $60 annual fee thereafter
    Please see Pricing & Terms for complete details about rates, fees, and other costs.
    Earn one point for every one dollar you spend
    You will earn 1 point for each $1 of net purchases. You will earn an additional 1 point for each $1 of eligible airfare net purchases made online through the program booking tool. As a one-time bonus Annually, once you exceed $50,000 in net purchases you will receive 10,000 bonus points, and once you exceed $100,000 in net purchases you will receive an additional 15,000 bonus points. ("Annually" means the year beginning with your enrollment date through the first statement after the anniversary of your enrollment date, and each twelve months thereafter.) You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.
    Up to 10 bonus points when you shop the Ultimate Rewards Mall
    To use the Ultimate Rewards Mall, you must log into your account at www.chase.com. Participating merchants and offers are subject to change without notice. Complete Ultimate Rewards Mall details will be provided online prior to shopping.
    Pay Yourself Back
    You can redeem points or rebates to apply to purchase(s) made within 60 days of the redemption date. Points redemptions start at 2,500 points for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law, and in 100-point increments for each additional $1 of credit. Rebate redemptions start at $25 in rebates for a $25 statement credit to apply to any purchase(s) made with your Chase credit card, where permitted by law. Redemptions may be made in additional $1 rebate increments for each additional $1 of credit. Statement credits will post to your account within 5-7 business days and will appear on your monthly Chase credit card billing statement within 1-2 billing cycles.
    Free cards for employees that earn you more rewards
    Authorized users may use the account in the same manner as the Authorizing Officer, but will not be responsible for payment. The Cardmember Agreement and Reward Program Rules and Regulations will apply to transactions made by authorized users.
    Blueprint
    If an account is opened, visit chase.com to register your account for online access and learn more about the Blueprint features.
    Travel, Protection & Security Benefits
    Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your Guide to Benefits for details.
    Airport Lounge Access
    Certain terms, conditions, and exclusions apply. For full terms and conditions, please refer to the Conditions of Use section of your Priority Pass™ Lounge Directory book you will receive upon enrollment. Lounge visit fees may be adjusted with prior notice. Complimentary visits may apply to Members and/or an accompanying guest. After the first two visits each year, cardholders simply pay $27 per person per visit for themselves and any accompanying guest(s) when visiting a participating lounge.
    Zero Liability Protection
    U.S.-issued cards only. Zero Liability Protection does not apply to ATM transactions or to PIN transactions not processed by Visa/MasterCard, as applicable.
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